As the fertility community struggles to decide when and how to restart operations, patients are avoiding appointments. However, most clinics hope to be fully back in business by the end of the month. Most have implemented risk mitigation strategies in response to the shutdown and remain hopeful about their future. In the meantime, patients should consider alternative financing options and other ways to cover the cost of IVF treatment.
COVID-19 can cause IVF clinics to close
If you are thinking about undergoing IVF, you might be concerned about the COVID-19 pandemic. This virus is rapidly spreading throughout the U.S. and can affect the health of both patients and staff. COVID-19 is contagious, even before symptoms show, and the infection can live in the air that people breathe in or out. Wearing a mask and increasing your physical distance from other people can reduce the risk of exposure. Nonetheless, you should make sure you follow all health and safety guidelines when visiting a clinic.
In an opinion piece published in the New York Times, Alice Lu-Culligan criticized the false narrative circulating about the COVID-19 vaccine. According to her, the vaccine is safe for both pregnant women and their unborn children. If you get the vaccine, you’ll be protected from this disease and the risk of miscarriage is very small.
IVF success rate by age
The success rate of IVF varies greatly depending on the age of a woman who is seeking treatment. The chances of conceiving are higher among women who are younger than 35. A woman under this age who has never conceived is likely to conceive in 32 percent of cases. A woman in her mid-30s, who has already had a child, has a success rate of 35 percent.
However, as women become older, their ovarian reserves decrease. After age 35, the quality of the egg starts to decline. This problem is called aneuploidy. As the egg quality decreases, the chances of conception decrease. Consequently, the live birth rate goes down by at least 10 percent.
Cost of IVF
The costs of IVF can vary greatly, depending on your circumstances. Some clinics charge a flat fee for the procedure, while others charge a per-cycle fee. Some clinics include medications, consultations, and lab tests in the fee. The cost of an IVF treatment can range from $2,000 to more than $8,000. If you are considering the process but are worried about the cost, make sure you research the cost of IVF before committing.
There are many ways to finance IVF, including taking out a personal loan or a line of credit. You can also take out a zero balance introductory rate credit card to pay for your treatment. Whatever method you choose, think about your repayment options if you’re successful.
Alternatives to high-interest credit cards
There are alternatives to high-interest credit cards for fertility clinic expenses. Some credit cards offer 0% introductory APR for purchases made within a specified time period, which can be helpful for IVF costs. In addition, these cards give borrowers the time to pay off their balance before paying high interest rates apply.
Another alternative to high-interest credit cards for fertility clinic expenses is securing a loan. Because IVF is a costly procedure, many people obtain loans for this purpose. They also may use a home equity loan or personal loan to pay for the procedure. It is essential to weigh all potential financing options before deciding on which method is right for you.